Apply for WB Student Credit Card Scheme 2021 - Full Guide

Apply for WB Student Credit Card Scheme 2021 – Full Guide

West Bengal Student Credit Card Scheme 2021: Know the Step by step Process to Apply for WB Student Credit Card Scheme Full Guide, TimeTips provide all information and guide about the scheme, So let’s Start the Topic,

This scheme has been designed to support the scholars to pursue secondary, higher secondary, madrasah, undergraduate, and postgraduate studies including professional degrees and other equivalent courses at institutes within and out of doors India, consistent with a political statement.

Apply for WB Student Credit Card Scheme 2021
Apply for WB Student Credit Card Scheme 2021

About West Bengal Student Credit Card Scheme

Intending to form West Bengal’s youth “self-reliant”, the government on June 30 launched the ‘Student Credit Card’ scheme. this may help students pursue education and steel themselves against competitive exams, Chief Minister Mamata Banerjee said.

“I am delighted to announce that GoWB has launched the #StudentCreditCard today. to form the youth of Bengal self-reliant, the Scheme shall provide a loan of up to ₹10 Lakh with annual interest,” Chief Minister Mamata Banerjee tweeted.”

“Moreover, the Scheme will benefit all students residing in West Bengal who are enrolled in Higher Educational Institutions & Competitive Examinations Coaching Centres,” Mamata Banerjee added.

What is the Interest Rate on WB Student Credit Card Scheme 2021

All those students who are studying in school 10th and above can take the enjoy the West Bengal student Creditcard scheme. Students can avail of a hassle-free and collateral-free loan with a nominal interest of 4% through this scheme. These loans are going to be provided with no security or collateral security during a tangible or intangible form aside from the co-obligation of oldsters.

The repayment period for this loan is 15 years. The institution and department of upper Education will send the appliance of scholars to the bank. Students can use the loan amount for institutional also as non-institutional expenses like rent, hostel fees, study tours, projects, etc

Repayment Period Of Apply on WB Student Credit Card Scheme

The scheme was a neighborhood of the election manifesto of Trinamool Congress. Students can take the enjoy this scheme for up to 40 years aged. After getting employment the scholars need to repay the loan within a period of 15 years. it’s also worth noting that the procedure to use for a loan are going to be made easy so that students can easily take loans. Students also can apply for a Creditcard online.

West Bengal Student Creditcard Scheme is going to be officially launched on 30th June 2021. Now the scholars of West Bengal are going to be ready to get an education despite their financial conditions.

Benefits And Features Of West Bengal Student Creditcard Scheme

  • The chief minister of West Bengal Mamata Banerjee has launched West Bengal Student Creditcard Scheme.
  • Through this Scheme, students are going to be provided educational loans up to Rs 10 lakh for higher studies.
  • The decision to launch this scheme was taken during a state cabinet meeting which was persisted on 24 June 2021.
  • Students studying in school 10th or above are going to be ready to take advantage of this scheme.
  • The loan provided through this scheme is going to be available at a really low rate of interest.
  • In order to urge the amount of loans students are going to be provided a Creditcard.
  • Through this Creditcard, students can withdraw a number of loans.
  • All those students who live in West Bengal for the last 10 years can take advantage of this scheme.
  • West Bengal Student Creditcard also can be availed for undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad.
  • This scene was a neighborhood of the election manifesto of Trinamool Congress.
  • The advantage of this scheme can avail till 40 years aged.
  • After getting job students need to repay the quantity of the loan within a period of 15 years.

Eligibility Criteria Of WB Student Credit Card Scheme

  • The applicant must be a permanent resident of West Bengal
  • Applicant must be living in West Bengal for a period of a minimum of 10 years
  • The upper regulation to use for this scheme is 40 years

Required Documents to use For West Bengal Student Creditcard Scheme

  • Aadhar card
  • Residence certificate
  • Age proof
  • Ration card
  • Income certificate
  • Bank account details
  • Mobile number
  • Passport size photograph

How to Apply for WB Student Credit Card Scheme 2021

Under the scheme, students of the state can obtain a loan of up to ₹10 lakh. Get the full Information before Apply for WB Student Credit Card Scheme.

Students can obtain a maximum loan of ₹10 lakh at 4 percent once a year interest from the state cooperative bank and its affiliated central cooperative banks, district central cooperative banks, and public or private sector banks, consistent with the government.

One percent interest concessions are going to be provided to borrowers if the interest is fully serviced during the study period, it said. The upper regulation to avail advantage of the scheme is 40 years at the time of application. The repayment period is 15 years.

Step 1: Instruction

Please download the scheme document and skim it carefully before proceeding with registration.

Step 2: Documentation

Please keep the following documents with you before the registration process,

  • AISHE Certificate (should be in .pdf and 400 KB at maximum and 50 KB at minimum)
  • Accreditation Document (should be in .pdf and 400 KB at maximum and 50 KB at minimum)
  • Rank Document (should be in .pdf and 400 KB at maximum and 50 KB at minimum)
  • Affiliation Document (should be in .pdf and 400 KB at maximum and 50 KB at minimum)

Step 3: Online Registration by the Institute

  • Visit www.wb.gov.in or https://banglaruchchashiksha.wb.gov.in and click on ADMINISTRATIVE LOGIN TAB and click on ADMINISTRATIVE LOGIN TAB.
  • Enter User ID and Password, to open the institutional registration page. ENTER USER ID AND PASSWORD TO LOG INTO THE INSTITUTION REGISTRATION PAGE

(A) For Institutions within West Bengal

  1. SVMCM User Id
  2. SVMCM password
  3. If you are doing not have SVMCM User Id and/or password, kindly contact Helpdesk via email support-wbscc@bangla.gov.in with information as per the format given below to urge the user ID and PW

(B) For Institutions outside West Bengal

(1) If you have AISHE code, Contact details of Head of Institution(HOI) will appear after putting AISHE code in situ

(a) If HOI details match, click on send OPT and obtain verification within a quarter-hour. Note: User Id is AISHE Code and password is that the OTP sent.

(b) If HOI details don’t match, send email to sccoutwb@gmail.com with

  • Declaration in Institutional letterhead mentioning HOI Name, Mobile and email
  • Screenshot of the official webpage where email and other contact details of HOI / Equivalent Officials
  • Any office document where HOI’s contact details are mentioned; and await the e-mail from sccoutwb@gmail.com
  • Support-wbscc@bangla.gov.in for verification of Institutional HOI details.

Now login for credential verification of the student/s.

Institution Login Procedure for Apply for West Bengal Student Credit Card Scheme

Instruction Manual for WB Student Credit Card Scheme PDF Download

Read Also:

West Bengal Student Credit Card Scheme PDFDownload here

If you are doing not have an AISHE code, send an email to sccoutwb@gmail.com for a cross-check and temporary institutional credential on your official letterhead mentioning HOI Name, Mobile, and email for generation of User Id.

FAQs

What is the Procedure To Apply For West Bengal Student Credit Card Scheme?

Procedure To Apply For West Bengal Student Credit Card Scheme just follow the steps,

Visit www.wb.gov.in or https://banglaruchchashiksha.wb.gov.in and click on ADMINISTRATIVE LOGIN TAB and click on ADMINISTRATIVE LOGIN TAB.

Enter User ID and Password, to open the institutional registration page. ENTER USER ID AND PASSWORD TO LOG INTO THE INSTITUTION REGISTRATION PAGE.

Who is Eligible for WB Student Credit Card Scheme?

Here some Information about the Eligibility Criteria Of WB Student Credit Card Scheme

  • The applicant must be a permanent resident of West Bengal
  • Applicant must be living in West Bengal for a period of a minimum of 10 years
  • The upper regulation to use for this scheme is 40 years

What is the Interest Rate on West Bengal Student Credit Card Scheme?

Approximately The Interest Rate is 4%.

what is the contact Email Id of the West Bengal Student Credit Card Scheme?

You Can contact Helpdesk via email support-wbscc@bangla.gov.in with
information as per format given below to get user ID and PW,

  • District
  • Institution Name
  • AISHE Code
  • Institution Address
  • Name of HOI
  • HOI Mobile No.
  • HOI Email ID

All the Information is given about applying for WB Student Credit Card Scheme 2021, If anything Missing or any other suggestions you can contact us on the About us Page. Thank You.

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